Underwriting Clause Risk Review

How does it work?

Underwriting Clause Risk Review handles the detailed contract analysis that slows down underwriting decisions. Ask questions like:

• What are the key risk flags in this submission?
• Does this endorsement include any non-standard exclusions?
• What obligations does this contract create for us post-binding?
• Are there any clauses that conflict with our current appetite guidelines?
• Summarize the liability exposure in this policy.
• What follow-ups should I flag before accepting this risk?
• How does this contract compare to our standard terms?

The Assistant analyzes clause language, cross-references your underwriting guidelines and checklists, and returns a structured summary of risks, obligations, and recommended actions—with cited references to your Knowledge Base.

Who uses Underwriting Clause Risk Review?

Underwriting Clause Risk Review is built for insurance and financial services teams who evaluate contract risk as part of their daily work:

• Underwriters reviewing new submissions, endorsements, and policy changes
• Senior Underwriters standardizing risk assessment across their team
• Underwriting Managers ensuring consistent accept/decline criteria and reducing review bottlenecks
• Risk Analysts tracking obligations and flagging exposures before binding

It's especially valuable for teams handling high volumes of submissions—where manual clause-by-clause review creates delays and inconsistency in decision-making.

How does Underwriting Clause Risk Review use your Knowledge Base?

Underwriting Clause Risk Review searches across your connected sources—including SharePoint contracts, Google Drive policy documents, Confluence underwriting guidelines, and more—to analyze clause language against your established risk criteria.

When you submit a contract or endorsement for review, the Assistant:

• Compares clause language against your underwriting flags, checklists, and appetite guidelines stored in the Knowledge Base
• Identifies obligations, exclusions, and risk triggers based on your company's specific standards
• References past decisions and similar contract reviews for consistency
• Returns cited sources so you can trace every flag back to your approved guidelines

Because the Knowledge Base syncs continuously, the Assistant always applies your latest underwriting criteria—no outdated checklists or missed policy updates.